One of the joys of diving is that it provides an opportunity to travel. However, all travel introduces an element of risk, particularly when the destination or countries of passage are experiencing civil unrest, war or terrorism. As such we strongly encourage DAN members to actively seek out and heed any travel warnings prior to undertaking a trip into foreign countries.
Travel warnings are never popular. They discourage tourism. As such there is frequently a conflict of interest between protecting visitors and discouraging them from travel when conditions become unsafe. Declared states of emergency are obvious disincentives to travel. However, travellers generally seek earlier warnings. In this regard, foreign embassies are often more helpful than the resident government may be. We therefore encourage DAN members to review their own government’s or other foreign embassy’s websites for appropriate information, restrictions or advisories on the countries they intend visiting.
Wherever possible, DAN alerts its members to overtly hazardous situations. However, whether or not DAN is aware of them, the following important considerations apply when DAN members decide to travel to countries affected by mass violence:
DAN will honour its commitments to active members who are already in a foreign country prior to the appearance of civil unrest. However, DAN is dependent on local services and infrastructure and these may be disrupted. As such, DAN cannot guarantee nor accept responsibility for the delivery of assistance when the means of providing it has been disabled or has become unavailable due to local hostilities.
DAN’s assistance and advisory services are always at the disposal of DAN members who are planning trips to or through countries with volatile conditions. However, DAN and the insurance companies extending cover to DAN cannot make the decision to travel on behalf of the member, as they may not always have all the information. As such, the decision is ultimately the members’ to make.
As a general guideline, DAN advises all members already travelling, or with travel plans to visit countries affected by civil unrest, to discuss this with their travel operators and to take note of their government’s advisories.
DAN confirms that the annual policy cover is, and remains fully operative within the confines of the policy wording. In the case of civil unrest, war or terrorism, there are general policy exclusions and restrictions that apply: Specifically any accidents or injuries caused directly as a result of civil strife, unrest, war and other hostile actions are excluded from cover. Financial assistance will be assessed on a case-by-case basis, but remain subject to policy terms and conditions until a final determination is made at the time a service is needed.
DAN confirms that the short-period cover will likewise remain valid, subject to similar terms and conditions as above, unless the insurers give notice of cancellation.
DAN and the insurance companies extending cover to DAN do not issue statements on the safety of travel to countries affected by civil unrest or hostilities.
DAN cannot accept responsibility if civil unrest or hostilities break out, conditions deteriorate and / or if they disrupt DAN’s ability to offer assistance to its members.